Yes, your APR (Annual Percentage Rate) was reduced from 51.5% to 47.9% on 2 November 2022.
This means the interest you are charged on your account balance will reduce as of your November statement.
You do not need to do anything to receive this APR reduction, the change came into effect on 2 November 2022 for all our existing and new customers.
If you have any queries about this, please contact us.